How to Apply for UOB Credit Card? (3 Different Ways)

United Overseas Bank is one of the prominent financial institutions that offers several credit cards that can be used for different purposes, like getting cashback or other traveling benefits. To avail the benefits designed for your daily activities, you need to apply for UOB credit card. This guide gives you a step-by-step guide that will help you get your favorite card and enjoy its benefits.

UOB provides you with different types of credit cards to match different needs. Whether you love to travel, enjoy cashbacks, or want to enjoy a luxurious lifestyle, UOB cards are a perfect choice. However, you must know what documents you need before applying for them. In this guide, we’ll explain everything in simple steps.

Eligibility Criteria to Apply for UOB Credit Card

You must consider the following points while applying for UOB Credit Card:

• Minimum Age Requirement: 21 years
• Minimum Income Requirement: It depends on what type of card you are applying for and whether you are a Singaporean or not. Usually, it starts at $30,000 for Singaporeans and $40,000 for foreigners. 
• Credit Score: You need to have a high credit score. 
• Employment status: There is no particular type of employment that you need to have. You can be salaried employees, self-employed individuals, or business owners. All you need to meet is the income requirement. 

Remember, if you are applying for a TMRW Credit Card, you will need to get proof of your income. Below, we have discussed which type of document will work for you based on whether you are a salaried employee or self-employed. 

Salaried Employee

A salaried employee works for someone else on a salary basis. If you are one of them, you must get one of the following documents as proof of your salary. 

• Salary slip 
• eStatement salary slip, maximum 3 months old
• A letter of confirmation from the employer stating the amount of salary
• Tax report maximum of 2 years old 

Self-Employed

A self-employed person does not work for someone else. If you are self-employed, you must get one of the following documents as proof of your income:

• Tax report maximum of 2 years old
• Last 3 months’ account statement, 
• Company tax payment proof, maximum 2 years old

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How to Apply for UOB Credit Card?

Once you have met all the eligibility criteria, it is time to select what type of card you want. When done, collect all the important documents and create an online account. Finally, you are ready to apply for UoB credit card. Below are some of the ways by which you can get a credit card. 

• Via the official website
• Using the official app
• Visiting the bank branch

How to Apply for UOB Credit Card via the Official Website?

To get UoB credit card via the official website, you must follow the instructions mentioned below:

• Visit the official website and choose the credit card of your choice. 
• Once done, tap on the “Apply Button.” You will get a new page where you need to enter the required details. 
• Submit the required documents, and you are done. 
• Wait for the approval.

How to Apply for UOB Credit Card by Visiting the Bank Branch?

To apply for UoB credit card by visiting the bank branch, you must follow the instructions as mentioned below:

• Visit the nearby branch. 
• Look for a representative who can help you with the application process.
• Submit the form along with supporting documents.
• When done, wait for the approval.

How to Apply for UOB Credit Card via the Official App?

To apply for UoB credit card via the official app, you must follow the steps mentioned below:

• Open the app and log in with your account credentials.
• Now tap on the Apply for Credit Card option.
• Select the card of your choice and enter the required information. 
• Don’t forget to upload important documents. 

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How to Activate Your UOB Credit Card?

Once you have applied for your UOB Credit Card, you will then need to activate it. This section helps you to do so. Follow the steps below to activate your UoB Credit Card:

• Log in to the UoB online banking services either through the official app or on the website. 
• Tap on the Card activate button. 
• Enter the required card details. 
• Set up the PIN of your choice. 

When everything is done, you are ready to use the card and avail all the benefits. 

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Conclusion

UOB credit cards provide you with a lot of benefits, like cashback, travel, and other related benefits. If you want to enjoy these benefits, you must know how to apply for UOB credit card. The first thing you will need to do is to look for the eligibility criteria and collect the required documents. You can either apply through an online website, the official app, or by visiting a bank branch. 

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