How to Apply for CIMB Credit Card? A Comprehensive Guide

Having a credit card is crucial for smarter financial management. Having a good credit card not only helps you pay for your expenses but also gives you rewards. In short, you can now spend money with some extra savings. Isn’t that cool? Well, if you are also excited to get such cards, you must apply for CIMB credit card. 

CIMB credit cards are the perfect choice for people living in Malaysia. There are so many benefits of using such cards, such as rewards points and a zero annual fee. CIMB offers special types of cards for everyone, depending on their needs. To get the benefits offered by these cards, you will simply have to go through the application process. In this article, we will discuss the steps and all other important details related to CIMB cards.

What are the Requirements to Apply for CIMB Credit Card?

To apply for CIMB credit card, you must have the following requirements: 

• Age Requirements: At least 21 years old for a principal card and 18 years old for a supplementary card.
• Minimum Income Requirements: It depends on the type of credit card you are choosing. Usually, ranges between RM2,000 to RM8,000.
• Nationality: They are mainly available for Malaysian citizens and permanent residents. However, some are also given to expatriates with a valid work permit.

In addition to that, you also need to have a specific type of document depending on your type of employment. Below, we have discussed it for you:

For Salaried Employees

• Copy of MyKad (front and back) for Malaysian applicants or a passport for expatriates.
• The latest three months’ salary slips.
• Latest EA Form or income tax returns.
• The latest bank statement shows a salary credit.

For Self-Employed Individuals

• Copy of MyKad or passport.
• Business registration documents.
• Latest six months’ bank statements.
• Latest income tax returns.

For Business Owners or Corporate Applicants

• Copy of MyKad or passport.
• Company registration documents.
• Audited financial statements or latest bank statements (six months).

Also, read How to Apply for UOB Credit Card?

Types of CIMB Credit Cards

There are three most common CIMB credit cards that you can choose from:

CIMB Travel Platinum

As the name suggests, it is a perfect card for anyone who loves traveling a lot. Below, we have discussed the benefits of getting it:

• Up to 5X Bonus Points
• 4X Airport Lounge Access to 150+ selected lounges worldwide
• Exclusive 12X Sky Lounge access at SkyPark Terminal and Sultan Abdul Aziz Shah Airport on a minimum spend of RM2,000 in the same calendar month.

CIMB Cash Rebate Platinum Credit Card

Here is what you will get:

• Up to 5% cashback on Groceries, Petrol, Cinema, Mobile, and Utility Bill Payments.
• Up to RM 1 million in travel insurance coverage.

CIMB Visa Infinite Credit Card

Below are the things that you get with the CIMB Visa Infinite credit card:

• Up to 15,000 Extra Monthly Bonus Points
• 5X Bonus points on local dining and overseas spend
• 5X Airport Lounge Access to 150+ selected plaza premium lounges worldwide

How to Apply for CIMB Credit Card?

There are three common ways to sign up for CIMB credit card:

• Through the official website
• Using the App
• Visiting the related branch

How to Apply for CIMB Credit Card Through the Official Website?

To apply for CIMB credit card, you will need to follow the instructions below:

• Go to the official website and explore the CIMB credit card application page.
• Select the card you want.
• You will get a form to fill out. Add all the details asked for in the form. 
• Once done, upload the important documents.
• Submit the application and wait for a confirmation message. 
• When you have submitted the form, you will have to wait for some time to get the credit card. 

How to Apply for CIMB Credit Card by Using the App?

To apply CIMB credit card via the app, you must follow the steps below:

• Get the app on your device from the official store.
• Once done, open the app and navigate to the cards section.
• Select the card that suits your needs and fill out the form. 
• You must add all the information and submit it. 
• Once done, wait for the confirmation.
• You have applied and have to wait for a few days to get the card. 

How to Apply for CIMB Credit Card at a CIMB Branch?

The last way to apply for CIMB credit card is through its branch. Here are the steps to do so:

• Visit the nearby branch and don’t forget to get all the required documents. 
• Talk to a representative and ask them to guide you through the whole process. They will help you with the process. Fill out the application and submit it with them. 
• Wait for a few days to get approval and the card. 

Also, read How to Get One Country Membership

Conclusion

CIMB credit cards are a perfect choice for anyone who wants to save along with spending money. There are different types of cards based on your personal needs. Some of them provide you with cash back on daily spending, whereas others might be specifically designed for travelling. To apply for CIMB credit cards, all you have to do is select the card and submit an application. This can be done either online through the app and website or by visiting the nearby branch.

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