How to Apply for Amex Credit Card? A Comprehensive Guide

Who doesn’t love getting rewards, travel perks, and exclusive discounts on every purchase? If you are also looking for a way to get such perks, just apply for Amex credit card. Amex, or American Express, credit cards make your daily spending easier. Whether you are on a trip or doing daily groceries, it is a perfect solution for you. They are known for providing the best discounts, cashback, and good customer service to their users. 

If you are also interested in applying but don’t know how to do that, don’t worry. We will help you. Just knowing the steps doesn’t help to get the card. It is also important to understand the eligibility criteria. Here is a complete guide that will help you with both. So, scroll down to understand the eligibility criteria and the process to apply for Amex Credit Card. 

Amex Credit Card: Eligibility Criteria

If you are interested in getting an Amex credit card, you must take care of the following eligibility requirements:

• Age: At least 18 years old
• Credit Score: Good credit score, around 670+
• Income: Minimum annual income of $65,000, depending on the card you have chosen

Documents Required for Applying Amex Credit Card

The following are the valid documents that you need for applying for an Amex credit card:

• Valid Social Security number or ITIN
• Income proof
• Your address proof
• Birth proof

Also, read How to Apply for CIMB Credit Card

How to Apply for Amex Credit Card?

There are three ways by which you can get Amex credit cards:

• Via the official website
• Over the phone
• Through mail

How to Apply Amex Credit Card Through the Official Website?

One of the easiest and convenient methods by which you can get Amex credit cards is by visiting the official website. Follow the steps below and get your desired credit card:

• Visit the official website for American Express.
• Browse the available cards. If needed, you can use the tools on the platform to select the card that best suits your needs.
• Tap on Apply now for the cards of your choice. 
• You will get a form to fill out. Complete it by providing all the important information, like your name and other related information. 
• Submit the required documents.
• Review the application and submit it.
• Once it is reviewed by the bank, you will get a confirmation email from them.

How to Apply Amex Credit Card Through the Official App?

You will have to follow the steps mentioned below to get the credit card through the official app:

• Get the app on your required device. 
• Open the app and create your account. Navigate the cards available based on your needs and preferences. 
• Fill the form and upload the supporting documents.
• Once done, you will have to wait for the confirmation email. 

How to Apply for Amex Credit Card Over the Phone?

For this method, you will have to call their customer support representative. If you are a resident of the US, the customer care number is 1-800-528-2122. Once done, tell them that you want to apply for an Amex credit card. They will ask you some important information required for completing the application form. Once done, wait for the approval. As soon as you get the approval email, you will get the card within 7 business days. 

How to Apply for Amex Credit Card Via Mail?

One of the least-used methods is to apply via mail. It is mainly used by those who do not have access to online websites or the app. All you have to do is get the application form. 

Fill the form and attach the documents required. Send the form and the documents to the address provided on the form. Once it is done, wait for 10-20 days to get the approval confirmation. Once your application is approved, you will receive the cards within 7-10 days. 

Also, read How to Apply for UOB Credit Card

Different Types of Amex Credit Cards

Below are 14 different Amex Credit Cards that you can choose from:

• The Platinum Card- Annual Fee: $695
• American Express Gold Card- Annual Fee: $325
• Blue Cash Preferred Card- Annual Fee: $0 intro annual fee for the first year, then $95
• Blue Cash Everyday Card- No Annual Fee 
• Delta SkyMiles Gold American Express Card- Annual Fee: $0 introductory annual fee for the first year, then $150.
• Delta SkyMiles Platinum American Express Card- Annual Fee: $350
• Marriott Bonvoy Bevy American Express Card- Annual Fee: $250
• Hilton Honors American Express Card- No Annual Fee 
• Hilton Honors American Express Surpass Card– Annual Fee: $0 introductory annual fee for the first year, then $150
• Delta SkyMiles Reserve American Express Card- Annual Fee: $650
• American Express Green Card- Annual Fee: $150
• Hilton Honors American Express Aspire Card- Annual Fee: $550
• Delta SkyMiles Blue American Express Card- No Annual Fee 

If you want to know more about the cards, check the official website.

Conclusion

The Amex credit card can help you get premium discounts and cashback on every purchase. If you are interested in getting it, you must know how to apply for Amex credit card. There are different ways to do that. All you have to do is select the card, fill out the form, and wait for the confirmation. However, please remember that you must meet the eligibility criteria and have proper documentation. 

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