How to Apply for Best Buy Credit Card? 2 Quick Methods

One of the first names that pops into anyone’s head while thinking about purchasing electronics is Best Buy. With its reasonable pricing and heaps of options, it’s a go-to space for many. What if I told you that you can get additional discounts at the store? Yes, it’s possible! All you have to do is apply for Best Buy Credit card. 

With the help of its credit card, Best Buy lets users enjoy special discounts on a variety of products. The Best Buy credit cards are divided into two categories: Store Card and Visa Card. A store card allows you to avail of special offers on the products listed in the stores only. However, if you go for the Visa card, it can be used anywhere where Visa cards are accepted.

Whether you are applying for a simple store card or a Visa card, one thing remains constant: its application process. So, if you are also willing to get Best Buy credit card, go through the guide below. 

How to Apply for Best Buy Credit Card?

You can apply for Best Buy credit card in two ways. It can be done either online through their website or offline by visiting their store. Please note that although there is an official Best Buy app, you cannot apply for the credit card through it.  

How to Apply for Best Buy Credit Card Online?

Here are the steps that you will need to follow to apply for Best Buy credit card online:

1. Visit the official website of Best Buy. 
2. Navigate the payment options page and tap on the My Best Buy Credit Card option. 
3. Choose the credit card application by tapping on the Apply Now button.
4. Complete the application form that you will be getting on the screen. Fill the form, including personal information like full name, email address, and other information.
5. Once done, tap on the submit button to complete the process.
6. You will have to wait for 7 working days to get a confirmation message from them.

How to Apply for Best Buy Credit Card by Visiting the Store In-Person?

The next way by which you can apply for Best Buy Credit Card is by visiting the store in person. Below are the steps that you will need to follow:

1. Visit the nearby Best Buy store.
2. Tell the representative that you want to get a credit card for the store. 
3. They will guide you through the process. You will need to provide your personal details to create the account.
4. Once done, you will need to get the approval. It might take seven days to get the approval from the team. 

Also, read How to Apply for Kohl’s Credit Card: 4 Quick Ways

Best Buy Credit Card: Fees & Interests

There are two types of fees that you may have to pay for the credit card:

1. Annual Fee

The annual charges that you will have to pay for the credit card depend on which credit card you have chosen. There are generally two types of credit cards that you can get: the Best Buy Store Credit Card and the Best Buy Visa Card. Below, we have discussed the annual fees for both cards:

• Best Buy Store Credit Card (Store Card): $0 annual fee. 
• Best Buy Visa Card: It is further divided into two different cards, the Platinum Version at $0 annual fee and the Gold Version, which is up to $59 or more, depending on your creditworthiness. 

2. Interest APR

APR is the interest rate that you have to pay on the balance of the amount that you need to pay for the credit card. Thus, if you pay the amount on time, there is no APR charged on your credit card. Below, we have added the APR that you may have to pay on both of the cards:

• Best Buy Store Credit Card (Store Card): 28.49%-31.49%
• Best Buy Visa Card: 14.99%-31.49%

Also, read How to Apply for Amazon Credit Card? Requirements and Tips

Conclusion

The Best Buy credit card is a great tool if you are a frequent shopper. It helps you get some exciting discounts, thereby helping in extra savings. There are two types of cards that you can choose from: store credit cards and Visa cards. While Store credit cards can only be used to shop from the store, Visa cards can be used anywhere Visa is accepted. To apply for a Best Buy credit card, all you have to do is create an online account or visit the nearby store. Fill the form and apply for the credit card. Please note that you can not use the app to apply for it.

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