Amazon is the biggest online marketplace where you can get everything from electronics to groceries. Sometimes, some goods are really expensive. In such a scenario, we end up having high APR charges. If you don’t want to end up in such a situation, we would advise you to apply for Amazon credit card.
Amazon credit cards are a gift for all Amazon users. If you are a serious shopper on Amazon, these credit cards are of great help. You can enjoy shopping along with getting cashback. Not only that, you also do not have to pay any APR charges or annual charges.
It means now you can make a good credit score without any extra charges. Wondering how? This guide will help you to know the answer.
How to Apply for Amazon Credit Card?
There are generally three ways to apply for Amazon Credit Card. You can do it through Amazon’s website, app, or the issuing bank’s website. Let us discuss the steps for each process one by one.
How to Apply for Amazon Credit Card Through Amazon’s Official Website?
Here are the steps to apply for Amazon Credit Card through Amazon’s official website:
- Visit the official website.
- Create an Amazon account. If you already have one, log in with the account.
- Explore the credit card marketplace. To do so, there are two ways: either by directly searching for the credit card or by visiting the credit and payment section.
- Check all the cards that appear on the platform. Choose the one that suits your needs.
- Tap on the “Apply Now” button to start the process.
- You will get an application form. Fill in all the personal and financial information in the form.
- Submit the form and wait for some time to get access to the digital card.
Note that the physical card may be delivered to you within 7 to 10 weeks.
How to Apply for Amazon Credit Card Through Amazon’s Official App?
Follow the instructions to apply for Amazon Credit Card through Amazon’s official app:
- Start by downloading the app.
- Open the app and log in with your account details.
- You will have to explore the credit card marketplace. There are two ways: either by searching credit card directly on the website or by visiting the credit and payment section.
- The list of all available cards is available on the platform.
- Select one and tap on the “Apply Now” button.
- You will get the application form. Fill in the personal and financial details in the form and submit it.
Wait for some time to get access to the digital card. The physical card may be delivered within 7 to 10 days.
How to Apply for Amazon Credit Card Through the Issuing Bank’s Website?
The last way to get Amazon Credit Card is through the issuing bank’s website. Steps to apply for Amazon Credit Card through the issuing bank’s website are generally different for each bank. You will just need to visit the official website of the issuer bank. The rest of the steps will be confirmed by the bank itself.
Also, read How to Apply for Macy’s Credit Card
Types of Amazon Credit Cards
At present, there are three different types of Credit Cards that you can choose from:
Amazon Visa
You will get 3% cashback when you make a purchase with this card on specific products, including travel purchases. In addition to that, earn 2% cashback on stations and restaurants. There is also 1% cashback anywhere the Visa card is accepted. The best part is that you get $150 gift card instantly as soon as the card is approved for you.
Amazon Store Card
There is no APR and annual charges. You also get an $80 gift card once the card is approved for you. If you have a Prime membership and this card, you can earn 5% back at Amazon and Whole Foods Market.
Mercury Visa Signature
There is a $100 gift card that you receive instantly when the card is approved. You get 1% cashback, and your credit limit is increased as soon as you start using the card.
Conclusion
Amazon is one of the biggest online shopping marketplaces, where you can shop for unlimited products like electronics, food items, etc. If you are a serious customer on Amazon and shop a lot, you must apply for Amazon credit card. An Amazon credit card is basically one that helps you earn extra cashback on all your shopping.
There are three ways by which you can get them: through the website, the app, or by visiting the issuing bank’s website. The steps for issuing a bank’s website will depend on the bank itself. However, for the Amazon website or the app, you will have to search for the credit card and get the credit card marketplace. Select the one that suits your needs and fill out the form. Submit it, and you are done.
FAQs
1. Are Amazon Credit Cards Free?
Yes, if you are a Prime member, you don’t need to pay for it.
2. Can I Use My Amazon Credit Card Anywhere?
If you are using an Amazon Visa credit card, then you can use it anywhere Visa is accepted. But if you are using any other card, then you can’t use it.