How to Apply for Kohl’s Credit Card: 4 Quick Ways

Kohl’s is a special online store that offers home decor, clothing, jewelry, shoes, and much more. To make shopping there more affordable and convenient, you can now apply for Kohl’s Credit Card.

Kohl’s credit card is a special feature that helps you get extra discounts and the ability to get items on credit. It works like other credit cards but only in online and offline Kohl’s stores. If you are a regular user of Kohl’s or love shopping for your loved ones, don’t forget to apply for Kohl’s credit card.

But the question remains, how to apply for it. This guide is the answer to your question. Here we will walk you through the complete steps by which you can get Kohl’s credit card.

Eligibility Criteria to Apply for Kohl’s Credit Card

Below are the eligibility criteria that you must fulfill to apply for Kohl’s credit card:

• At least 18 years old.
• Fair credit score of 640 or higher.
• U.S. resident with a physical address.
• Sufficient income to cover monthly payments.
• You should have a valid Social Security Number 

How to Apply for Kohl’s Credit Card?

There are four different ways to apply for Kohl’s Credit Card. You can do it through the official website, via the official app, by visiting the nearby store, or over a phone call. All these methods have been discussed in detail below. 

How to Apply for Kohl’s Credit Card via Its Website?

Here are the steps that you must follow to apply for Kohl’s Credit Card through the official website:

1. Visit the official Kohl’s website. And log in with your account details. If you don’t have an account, create one.
2. Go to the Kohl’s credit card application page.
3. Tap on the Apply Now button to start the process. 
4. If you have a special code, you may need to enter it. Otherwise, directly tap on the Continue button.
5. Now, agree to the credit card privacy policy. 
6. Fill out a form that will include your personal information, like name, address, phone number, etc. 
7. Review the application form and submit it. 

How to Apply for Kohl’s Credit Card Through the Official App?

If you are interested in getting the credit card online through the app, you must follow the steps mentioned below:

1. Download the app from the official store of your device. 
2. Log in with your account details. 
3. Tap on the Apply Now button to start the process. 
4. Fill the form with your personal details like name, address, phone number, etc., and tap on Continue to move further. 
5. Agree to the terms and conditions appearing on the screen. 
6. Review the form once again and complete the application process. 

How to Apply for Kohl’s Credit Card In Person?

If you want to apply for Kohl’s Credit Card in person, just visit a nearby Kohl’s store. Ask the customer service representative about the application process. They will discuss the entire process with you. You will then have to provide your personal details, like name, email address, and more, to fill out the form. Once the form is complete, review and submit it. As soon as the application is accepted, you will get confirmation.

How to Apply for Kohl’s Credit Card Over the Phone?

The last way to apply for Kohl’s Credit Card is by calling a Kohl’s customer service representative at (800) 564-5740. Once you connect with them, tell them you want to apply for Kohl’s credit card. They will guide you through the process. You will be asked to provide some personal information. Once the required details are shared, they will ask you to wait for the confirmation process. As soon as your application is accepted, you will get a confirmation email or message.

Also, read How to Apply for UOB Credit Card

Kohl’s Credit Cards Cost and Fees

Fortunately, there are no annual fees for Kohl’s credit cards. It means you can take the credit card without worrying about the annual charges. However, it does not mean that there are no other charges. Below are the charges that you might have to pay for:

Late Payment Fee: Up to $40. 

Returned Payment Fee: Up to $40. 

Balance Transfer Fee: 4% of the transferred balance. 

APR (Annual Percentage Rate): Typically around 30.24%.

Please note that APR applies when there is a pending balance to pay on your card. Thus, if you pay on time, APR really doesn’t matter.

Also, read How to Apply for Amex Credit Card

Conclusion

Kohl’s is an online store where you can shop for a lot of products in different categories. Whether you want to buy new clothes or home decor, you will get everything here. However, sometimes due to budget constraints, we can not get what we want. To help you in such a case, you can get Kohl’s Credit card. To apply for Kohl’s credit, you must meet the eligibility criteria and select the method. Create the account, enter the personal details, fill out the form, and you are done.

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